Grr Mondays: Medicare memes for the morning after Eagles–Rams
Sunday at the Linc: up 20–10 after three quarters, then a second half where nothing went right. Rams 24, Eagles 20, and 0-for-12 on third down. We can't fix the offense. We can help you not go 0-for-1 on your Medicare deadlines.
At least a Medicare Advantage plan has a yearly out-of-pocket maximum. Sunday's fourth quarter did not.
It shows what changes in January: premiums, copays, covered drugs. Takes ten minutes, less than a replay review.
Only one of these comes with a penalty that lasts as long as you have Part B. (10% for each full year you could have signed up and didn't, unless you had coverage from current work.)
Go 63 days or more without creditable drug coverage and a late penalty gets added to your Part D premium for good. The fix is quicker than a two-minute drill.
Credit where it's due, defense. And check whether your job's drug plan counts as creditable before you skip Part D.
The serious part, in one breath
Annual Enrollment runs October 15 to December 7; changes start January 1. Turning 65? Your sign-up window opens three months before your birthday month (checklist). Free, unbiased help in Delaware County: PA MEDI at 484-494-3769. Go Birds. 🦅